JEEVAN AROGYA EBOOK DOWNLOAD

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DOWNLOAD FULL. doc eBook here { ipprofehaphvol.tk }. .. Benefits Under Jeevan Arogya• Hospital cash benefit (HCB)• Major. Jeevan Arogya - Download as PDF File .pdf), Text File .txt) or read online. Documents Similar To Jeevan Arogya Life Insurance Basics eBook. THE LIFE INSURANCE CORPORATION OF INDIA (hereinafter called ' Corporation') having received a. Proposal and Declaration and the first premium from the.


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Please, help me to find this lic jeevan arogya pdf. . I found one site (database) with millions of pdf ebooks, programs, music, films, etc, but I don't know if there is . LIC's Jeevan Arogya is a unique non-participating non-linked plan which provides health insurance cover against certain specified health risks and provides you. LIC Jeevan Arogya: LIC is concerned about your health and that is why has launched an excellent Health lic mobile premium calculator free download.

No benefit will be payable for the first 24 hours of hospitalisation. However, for every Hospitalization that extends for a continuous period of 7 days or more, the Daily Hospital Cash Benefit would also be paid for first 24 hours day one of hospitalization, regardless of whether the Insured was admitted in a general or special ward or in an intensive care unit.

It may be noted that hospitalization for 6 days and 4 hours or more will be considered as 7 days.

Premium Waiver Benefit: Further, in the event that a Major Surgical Benefit falling under Category 1 or Category 2 as mentioned in the Major Surgical Benefit Annexure is payable in respect of any Insured, the total annualized premium i. Other Surgical Benefit shall be payable from day one of hospitalization but the minimum stay in hospital should be atleast 24 hours.

No claim benefit: A no claim benefit will be paid in the event that during the period between Date of Commencement of policy and next Automatic Renewal Date or between two Automatic Renewal Dates described in para 5 a below there are no claims in respect of any Insured.

Thereafter, at the end of every third policy anniversary, the premiums may be reviewed to take into account the Corporations experience, subject to prior approval from IRDA. These premium due dates, at the end of every third policy anniversary, starting from the date of commencement of policy till the date of cover expiry, on which the instalment premiums are reviewable, will be referred as Automatic Renewal Dates in respect of all Insured in the Policy. The premium rates applicable on Automatic Renewal Date after every 3 years shall be guaranteed for a further period of 3 years i.

On any Automatic Renewal Date in the future, the instalment premium will be based on the Insureds age at entry into the policy i. This will be effective from the instalment premium due date coinciding with or next following the date of such a request. No further premiums are due in respect of that Insured from such instalment premium due date.

In any other circumstances, removal of an existing Insured will be permitted at the sole discretion of the Corporation. In case of Hospitalisation in the Intensive Care Unit of a Hospital: Two times the Applicable Daily Benefit reckoned under para 4 above for each continuous period of 24 hours or part thereof after having completed the 24 hours as above provided any such part stay exceeds a continuous period of 4 hours of Hospitalization in the Intensive Care Unit of a Hospital during any period of Hospitalization necessitated solely by reason of the said Accidental Bodily Injury or Sickness shall be payable.

However, for every Hospitalization that extends for a continuous period of 7 days or more, the Hospital Cash Benefit would also be paid for the first 24 hours day one of hospitalization, regardless of whether the Insured was admitted in a general or special ward or in an intensive care unit.

In the first Policy Year the Initial Daily Benefit would be the Applicable Daily Benefit amount which will be payable per day of each eligible hospitalized day. This shall be further enhanced if the policy attracts and is eligible for No Claim Benefit as defined in Para 4. Further arithmetic addition of an amount equal to No Claim Benefit provided the policy attracts and is eligible for it. For any new member added during the term of the policy, first policy year for that new member for the purpose of this benefit shall start from the policy anniversary on which the cover starts.

A no claim benefit is payable in the event that during the period between two Automatic Renewal Dates there are no claims in respect of any Insured.

Benefit Limits and Conditions: i. The total number of days for which hospital cash benefit would be payable, in respect of each Insured, in a Policy Year would be restricted to a. A maximum of 30 thirty days of Hospitalization out of which not more than 15 fifteen days shall be in an Intensive Care Unit in the first Policy Year - 10 - following the date of commencement of cover in respect of that Insured b.

A maximum of 90 ninety days of Hospitalization out of which not more than 45 forty five days shall be in an Intensive Care Unit in the second and subsequent Policy Years following the date of commencement of cover in respect of that Insured.

The total number of days of Hospitalization for which Hospital Cash Benefit is payable during the Cover Period, in respect of each and every Insured covered under the policy, shall be limited to a maximum of seven hundred and twenty days out of which not more than three hundred and sixty days shall be in an Intensive Care Unit.

Upon attainment of this limit by an Insured, the Hospital Cash Benefit in respect of that Insured shall cease immediately. The Benefit Limits specified above in respect of an Insured under this Policy, shall solely and exclusively apply to that Insured.

In the event that a Major Surgical Benefit falling under Category 1 or Category 2 as mentioned in the Major Surgical Benefit Annexure is payable in respect of any Insured, the total annualized premium i. If more than one Surgery is performed on the Insured, through the same incision or by making different incisions, during the same surgical session, the Corporation shall only pay for that Surgery performed in respect of which the largest amount shall become payable.

The Major Surgical Benefit shall be paid as a lump sum as specified for the benefit concerned and is subject to providing proof of Surgery to the satisfaction of the Corporation. All Surgical Procedures claimed should be confirmed as essential and required, by a qualified Physician or Surgeon, to the satisfaction of the Corporation. The Major Surgical Benefit will be payable only after the Corporation is satisfied on the basis of medical evidence that the specified Surgery covered under the Policy has been performed.

The amount in lieu of ambulance expenses shall be payable only once in vii. If the total amount paid in respect of an Insured equals this lifetime maximum limit, the Major Surgical Benefit in respect of that Insured will cease immediately.

Life Insurance Corporation Of India Central Office

The Benefit Limits specified in the above clauses in respect of an Insured under this Policy, shall solely and exclusively apply to that Insured. The Major Surgical benefit for any surgery cannot be claimed and shall not be payable more than once for the same surgery during the term of the policy. If more than one Day Care Procedure is performed on the Insured, through the same incision or by making different incisions, during the same surgical session, the Corporation shall only pay for one Day Care Surgical Procedure.

The Day Care Procedure Benefit shall be paid as a lump sum and is subject to providing proof of Surgery to the satisfaction of the Corporation.

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The Day Care Procedure Benefit will be payable only after the Corporation is satisfied on the basis of medical evidence that the specified Surgical Procedure covered under the policy has been performed. If the number of Surgical Procedures eligible for the Day Care Procedure Benefit in respect of an Insured equals this lifetime maximum limit, the Day Care Procedure Benefit in respect of that Insured will cease immediately. If more than one Surgical Procedure is performed on the Insured, through the same incision or by making different incisions, during the same surgical session, the Corporation shall only pay for one Surgical Procedure.

The Other Surgical Benefit shall be paid as a Daily Benefit and is subject to providing proof of Surgery to the satisfaction of the Corporation.

The Other Surgical Benefit will be payable only after the Corporation is satisfied on the basis of medical evidence that the specified Surgical Procedure covered under the policy has been performed. The total number of days of Hospitalization for which the Other Surgical Benefit is payable during a Policy Year in respect of each and every Insured covered under the Policy shall not exceed 15 fifteen days in the first Policy Year following the Date of Cover Commencement in respect of that Insured and 45 forty five days for the second and subsequent Policy Years following the Date of Cover Commencement in respect of that Insured.

The total number of days of Hospitalization for which the Other Surgical Benefit is payable during the Cover Period, in respect of each and every Insured covered under the Policy shall not exceed a maximum limit of three hundred and sixty days.

Upon attainment of this lifetime maximum limit, the Other Surgical Benefit in respect of that Insured will cease immediately. On attaining the lifetime maximum Benefit Limits as specified above; iii. On death of the Insured; vi.

In respect of the Insured Spouse, on divorce or legal separation from the Principal Insured; vii. On termination of the Policy due to non-payment of premium or any other reason. B If policy is issued on more than one life: The policy shall terminate at the earliest of the following: i Non-payment of premiums within the revival period; ii On PI exhausting all the lifetime maximum Benefit Limits as specified above.

There shall be a general waiting period during which no benefits shall be payable in the event of Hospitalization or Surgery, if the said Hospitalization or Surgery occurred due to Sickness.

The general waiting period shall be 90 ninety days from the Date of Cover Commencement in respect of each Insured. If the policy is revived after discontinuance of the Cover then the following shall apply in respect of each Insured: a. If the request for revival is received by the Corporation within 90 ninety days from the due date of the first unpaid premium, then there shall be a general waiting period of 45 forty five days from the Date of Revival in respect of each Insured.

If the request for revival is received by the Corporation beyond 90 ninety days from the due date of the first unpaid premium, then there shall be a general waiting period of 90 ninety days from the Date of Revival in respect of each Insured.

Specific waiting period: The specific waiting period in respect of the treatments specified in the list below shall be - 14 - as follows: The specific waiting period shall be 2 two years from the Date of Cover Commencement in respect of each Insured.

If the request for revival is received by the Corporation within 90 ninety days from the due date of the first unpaid premium, then the specific waiting period shall continue to be till 2 two years from the Date of Cover Commencement in respect of each Insured. If the request for revival is received by the Corporation beyond 90 ninety days from the due date of the first unpaid premium, then there shall be a specific waiting period of 2 two years from the Date of Revival in respect of each Insured.

In respect of each Insured, no benefits are available hereunder and no payment will be made by the Corporation for any claim under this Policy on account of Hospitalization or Surgery directly or indirectly caused by, based on, arising out of or howsoever attributable to any of the following during the specific waiting period: i. Treatment for adenoid or tonsillar disorders Treatment for anal fistula or anal fissure Treatment for benign enlargement of prostate gland Treatment for benign uterine disorders like fibroids, uterine prolapse, dysfunctional uterine bleeding etc Treatment for Cataract Treatment for Gall stones Treatment for slip disc Treatment for Piles Treatment for benign thyroid disorders Treatment for Hernia Treatment for hydrocele Treatment for degenerative joint conditions Treatment for sinus disorders Treatment for kidney or urinary tract stones Treatment for varicose veins Treatment for Carpal tunnel syndrome Treatment for benign breast disorders e.

In such case, the premium for the Insured Spouse will change from the coinciding or following instalment premium due date and the new premium would be based on tabular premium rates applicable for Principal Insureds and the age for calculation of revised premium rate will be the age at entry of the spouse.

Enhanced premium shall be due from such policy anniversary. If the age of legally adopted child on the date of adoption is more than 3 months, the child can be covered from policy anniversary coinciding with or next following the date of adoption.

Enhanced premiums shall be due from such policy anniversary. Inclusion of each additional member will be subject to receipt of the proof of the event and fulfillment of underwriting conditions.

The eligibility conditions as mentioned in Para 3, waiting period as mentioned in Para 5 i and exclusions mentioned in Para 7 will apply for the new Insured.

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Addition in any other case will not be allowed. The existing spouse, parents, parents-inlaw and children, if not covered at the time of taking policy, shall not be covered under the policy. If both of the parents father and mother are alive and are eligible for cover, then either both of them will have to be covered or none of them will be covered. The PI will not have any option to choose one of them.

The same condition will apply for parents-in-law also. Any addition of new lives shall be allowed by the PI only. After the death of PI, no addition will be allowed. This will be, however, subject to approval from the TPA Third Party Administrator , and the advance amount will be adjusted from the final settlement of MSB claim amount.

This facility of advance payment could be availed by submitting the Bank Account details of the PI in the prescribed format. The amount of advance shall be credited in the PIs bank account directly.

The additional premium for this benefit will not be required to be paid on and after the Policy anniversary on which the age nearer birthday of the Insured is 60 years. STD code …………… Phone No. E-Mail id. Residence Proof. If NRI, Country. LIC Cancer Care policy can be downloadd online and This plan is comprehensive health Just let us know few parameters LIC's Jeevan Shagun — This plans details in Fourth Chapter. Lic Jeevan Arogya Policy.

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And I would like to share latest news, information and materials of Lic on my blog. Jeevan Arogya.

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This comprehensive health insurance policy will cover the entire family. Scribd is the world's largest social reading and publishing site. In these days of skyrocketing medical expenses, when a family member is ill, it is a traumatic time for the rest of the family.It covers the Hospital cash Benefit HCB which means that you will be paid a defined amount for the number of days you have stayed in the hospital.

If the request for revival is received by the Corporation within 90 ninety days from the due date of the first unpaid premium, then the specific waiting period shall continue to be till 2 two years from the Date of Cover Commencement in respect of each Insured. This amount will be paid in case of hospitalization in the first year per day.

If the due premiums are not paid within the days of grace the policy will lapse. This plan is comprehensive health The Principal Insured shall have an option to revive the policy at anytime within a period of 2 two years from the due date of first unpaid premium subject to conditions in Para 9 below.

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If more than one day care procedure is performed during the same surgical session then you can claim for only one procedure. Maximum annual benefit that can be availed for each of the persons covered in the plan - 30 days in year 1, 90 days per year thereafter, inclusive of stay in ICU.

Any addition of new lives shall be allowed by the PI only.

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